THINGS YOU NEED:
Most people wait too long before getting help. If you have received a Notice of Sale of your house under the mortgage , this counsel is unable to take your case.
That does not mean you have no rights. If you have received a Notice of Sale, you have a right in Missouri for one statutory postponement. You need to show up at the time and place of sale and demand a postponement. You may be able to negotiate with your creditor., For even individuals and families who have been foreclosed, you cannot be forced to leave residence. You may remain in property until a judgment of eviction and writ of possession action for unlawful detainer is concluded. You may have an equitable right to reinstate the mortgage. ACCORDINGLY IF YOU HAVE RECEIVED A NOTICE OF SALE CONTACT A QUALIFIED BANKRUPTCY ATTORNEY OR THE BANKRUPTCY COURT CLERK AND OR UNITED STATES TRUSTEE.
In some events you may be able to obtain a written agreement of the lender of trustee that is a letter of forebearance, in which the creditor or trustee promiseses not to foreclose. At that point, I am happy to discuss your case.
It is an extremely rare case outside of bankruptcy where a state or federal judge or state or federal courts will stop a foreclosure once a notice of sale is issued.
This Counsel has obtained a Writ of Mandamus and Writ of Prohibition from the California Court of Appeals stopping a foreclosure of a 45 luxury home development home luxury development in Rancho Mirage. Thunderbird Palms v. McCullough Oil. This was a complex real estate case in which there was a well documented dispute concerning the amount due. While counsel is available for such a case, it is respectfully suggested you also contact first the best bankruptcy counsel you can find.
HELP FOR HOMEOWNERS TO PREVENT FORECLOSURES
The best time to get help is when you do not have a sale date in for example 7 days.
You need to make sure that you communicate often with the creditor and demonstrate good faith efforts. You must keep paying your IRS taxes, your escrow amounts for taxes and insurance, or the amounts dues for taxes and insurance which are outside of escrow.
You need to pay or have payment arrangements on all essential utilities, gas, electricity, etc. If you can do this you have a chance to stop any foreclosure. You need a modification of the mortgage agreement. Because of litigation between the Illinois Attorney General and Countrywide and its successor Bank of America and between Bank of America with Greenwich Partners a hedge funds, Countrywide froze all modifications of adjustable rate loans just when many came due for index increases. For example the interest rate of an Alt-A Countrywide Loan was increased from 6.0% to 9.5% when the loan reset on the date the Libor Index Peaked. This increase is the equivalent to a doubling of interest payments during the life or amortization of a loan.
So if you can keep the taxes current, insurance current, utilities going and could make your payments until an index rate loan reset, you have an excellent chance of modifying your loan and preventing foreclosure. If you have a dispute or complaint concerning misleading loan practices, fees, the calculation of the amount due that you owe. the use of escrow accounts, a free consultation is available now.
DISCLAIMER
STOPPING FORECLOSURES IS A GENERAL INFORMATION STATEMENT. IT IS NOT LEGAL ADVICE APPLICABLE TO YOUR SPECIFIC PROBLEMS. IN ANY EVENT YOU SHOULD ALWAYS SEEK APPROPRIATE BANKRUPTCY ADVICE AND TAX ADVICE FROM A CERTIFIED PUBLIC ACCOUNTANT. THIS COUNSEL AND WEBSITE DO NOT OFFER BANKRUTPCY OR TAX COUNSEL. COUNSEL DOES NOT REPRESENT YOU UNLESS YOU MEET L. STEVEN GOLDBLATT AND SIGN AN AGREEMENT OF REPRESENTATION WITH THE GOLDBLATT LAW FIRM. L. STEVEN GOLDBLATT DOES NOT REPRESENT YOU.
Most people wait too long before getting help. If you have received a Notice of Sale of your house under the mortgage , this counsel is unable to take your case.
That does not mean you have no rights. If you have received a Notice of Sale, you have a right in Missouri for one statutory postponement. You need to show up at the time and place of sale and demand a postponement. You may be able to negotiate with your creditor., For even individuals and families who have been foreclosed, you cannot be forced to leave residence. You may remain in property until a judgment of eviction and writ of possession action for unlawful detainer is concluded. You may have an equitable right to reinstate the mortgage. ACCORDINGLY IF YOU HAVE RECEIVED A NOTICE OF SALE CONTACT A QUALIFIED BANKRUPTCY ATTORNEY OR THE BANKRUPTCY COURT CLERK AND OR UNITED STATES TRUSTEE.
In some events you may be able to obtain a written agreement of the lender of trustee that is a letter of forebearance, in which the creditor or trustee promiseses not to foreclose. At that point, I am happy to discuss your case.
It is an extremely rare case outside of bankruptcy where a state or federal judge or state or federal courts will stop a foreclosure once a notice of sale is issued.
This Counsel has obtained a Writ of Mandamus and Writ of Prohibition from the California Court of Appeals stopping a foreclosure of a 45 luxury home development home luxury development in Rancho Mirage. Thunderbird Palms v. McCullough Oil. This was a complex real estate case in which there was a well documented dispute concerning the amount due. While counsel is available for such a case, it is respectfully suggested you also contact first the best bankruptcy counsel you can find.
HELP FOR HOMEOWNERS TO PREVENT FORECLOSURES
The best time to get help is when you do not have a sale date in for example 7 days.
You need to make sure that you communicate often with the creditor and demonstrate good faith efforts. You must keep paying your IRS taxes, your escrow amounts for taxes and insurance, or the amounts dues for taxes and insurance which are outside of escrow.
You need to pay or have payment arrangements on all essential utilities, gas, electricity, etc. If you can do this you have a chance to stop any foreclosure. You need a modification of the mortgage agreement. Because of litigation between the Illinois Attorney General and Countrywide and its successor Bank of America and between Bank of America with Greenwich Partners a hedge funds, Countrywide froze all modifications of adjustable rate loans just when many came due for index increases. For example the interest rate of an Alt-A Countrywide Loan was increased from 6.0% to 9.5% when the loan reset on the date the Libor Index Peaked. This increase is the equivalent to a doubling of interest payments during the life or amortization of a loan.
So if you can keep the taxes current, insurance current, utilities going and could make your payments until an index rate loan reset, you have an excellent chance of modifying your loan and preventing foreclosure. If you have a dispute or complaint concerning misleading loan practices, fees, the calculation of the amount due that you owe. the use of escrow accounts, a free consultation is available now.
DISCLAIMER
STOPPING FORECLOSURES IS A GENERAL INFORMATION STATEMENT. IT IS NOT LEGAL ADVICE APPLICABLE TO YOUR SPECIFIC PROBLEMS. IN ANY EVENT YOU SHOULD ALWAYS SEEK APPROPRIATE BANKRUPTCY ADVICE AND TAX ADVICE FROM A CERTIFIED PUBLIC ACCOUNTANT. THIS COUNSEL AND WEBSITE DO NOT OFFER BANKRUTPCY OR TAX COUNSEL. COUNSEL DOES NOT REPRESENT YOU UNLESS YOU MEET L. STEVEN GOLDBLATT AND SIGN AN AGREEMENT OF REPRESENTATION WITH THE GOLDBLATT LAW FIRM. L. STEVEN GOLDBLATT DOES NOT REPRESENT YOU.